How It Works

Business financing should not mean long hours, reams of paperwork and meetings at the bank.

Point Advance provides business owners an accelerated application process, without the complicated prerequisites and waiting normally associated with business loans. You can qualify in 24 hours or less for unsecured funds that will be transferred directly to your business' account in one week or less.

Upon receiving your financing request, our experts asses your application by looking at your most recent revenues and extrapolating your potential future sales. We then create a repayment program configured to advance your business' success and maintain your cash flow. We do this by 'purchasing' a portion of your future revenue, based on an agreed upon factor rate. As you earn profits, our automated process deducts a small percentage as your repayment.

Our tailor made repayment program means that payback will happen only when your business can afford it. There is no fixed monthly payment. If sales decrease, so does repayment.

Flexible Repayment
Easy Application
No Credit Requirements


  • » No Application Fees
  • » No Collateral Required
  • » Poor Credit History OK
  • » No Credit References
  • » No Financials or Tax Returns
  • » No Business Plan Needed
  • » No Fixed Payments
  • » Expert Service & Support

Fast Approval In 24 Hours or Less

Business Type:
Requested Amount: